PRIVACY NOTICE
Last updated March 26, 2026
•Version v3.0
Thank you for choosing to be part of our community at Lucky Growth Partners Ltd, trading as Funding Fred (“Company,” “we,” “us,” or “our”). We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about this privacy notice or our practices with regard to your personal information, please contact us at [email protected].
Important: Our Role
Funding Fred is an independent financial intermediary and introducer. We are not a lender and we are not a credit broker. We do not provide regulated financial advice, arrange credit agreements, or make lending decisions. Our role is to introduce you to authorised credit brokers and lenders who may be able to assist with your funding requirements. Once introduced, your relationship is with those third parties directly.
This privacy notice describes how we might use your information if you visit our website at https://fundingfred.com or engage with us in other related ways.
We may introduce you to authorised credit brokers and lending partners, including iwoca, who may assess your eligibility and present offers to you directly. These providers may share your information with credit reference agencies to run soft credit and identity checks — this will not affect your credit score. They may also share it with fraud prevention agencies. Please be aware that if fraud is identified, you or others could be refused financial services, credit, or employment. For more information please see iwoca's privacy policy.
In Short
The purpose of this privacy notice is to explain to you in the clearest way possible what information we collect, how we use it, and what rights you have in relation to it. If there are any terms in this privacy notice that you do not agree with, please discontinue use of our Services immediately.
1. WHAT INFORMATION DO WE COLLECT?
Personal information you disclose to us
In Short: We collect personal information that you provide to us.
We collect personal information that you voluntarily provide to us when you register on the Website, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Website or otherwise when you contact us.
The personal information we collect may include:
- Names
- Phone numbers
- Email addresses
- Company name
- Company financial information
Document Uploads
If you proceed to upload documents for your application, we may collect:
- Financial Documents (e.g., Bank Statements, Tax Returns, Filed Accounts)
- Identity Documents (e.g., Passport, Driving License)
- Proof of Address Documents (e.g., Utility Bills)
These documents are collected solely for the purpose of assessing eligibility for financial products and complying with "Know Your Customer" (KYC) and Anti-Money Laundering (AML) regulations.
Information automatically collected
In Short: Some information — such as your Internet Protocol (IP) address and/or browser and device characteristics — is collected automatically when you visit our Website.
This information includes Log and Usage Data (service-related, diagnostic usage, and performance information) and Location Data (precise or imprecise location based on IP or device settings).
2. HOW DO WE USE YOUR INFORMATION?
In Short: We process your information for purposes based on legitimate business interests, the fulfilment of our contract with you, compliance with our legal obligations, and/or your consent.
- To facilitate your applicationWe use the documents and financial information provided to facilitate your introduction to suitable funding providers. This includes sharing necessary data with authorised credit brokers and lending partners (such as iwoca) who may assess your eligibility and present offers to you directly.
- To introduce you to relevant business servicesBased on the information you provide, we may introduce you to selected business service providers offering products and services relevant to your business, such as business insurance, business bank accounts, accounting software, energy comparison, merchant services, and other business services. These introductions are based on your business profile and are intended to help you access services that may benefit your business.
- To send you marketing and promotional communicationsWe and/or our third-party marketing partners may use the personal information you send to us for our marketing purposes, including information about business funding, business services, and offers from selected partners that may be relevant to your business.
- Deliver targeted advertising to youWe may use your information to develop and display personalised content and advertising tailored to your interests and/or location.
- For other business purposesSuch as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Website.
3. WILL YOUR INFORMATION BE SHARED WITH ANYONE?
In Short: We only share information with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfil business obligations.
We may process or share your data based on:
- Consent: For a specific purpose.
- Legitimate Interests: Reasonably necessary for business.
- Performance of a Contract: To fulfil our terms.
- Legal Obligations: Compliance with laws.
- Vital Interests: Protecting safety and preventing fraud.
Specific Parties
- Business Transfers: Mergers, sales, or acquisitions.
- Vendors & Service Providers: Payment processing, data analysis, email delivery, hosting, customer service.
- Affiliates: Parent companies or subsidiaries (bound by this policy).
- Business Partners: To facilitate introductions to suitable funding providers.
- Selected Business Service Partners: To introduce you to relevant business services such as insurance, banking, accounting, energy, and merchant services providers.
6. HOW LONG DO WE KEEP YOUR INFORMATION?
In Short: We keep your information for as long as necessary to fulfil the purposes outlined in this privacy notice unless otherwise required by law.
We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice. No purpose will require us keeping your personal information for longer than twelve (12) months past the start of the idle period of the user’s account.
Document Retention
Uploaded documents are retained on our secure servers only for a short period (typically 7 days) to facilitate the transfer to our lending partners. Once successfully transferred or after this period expires, the files are permanently deleted from our temporary storage. Our lending partners (e.g., iwoca) will retain copies of these documents in accordance with their own retention policies and regulatory obligations.
7. HOW DO WE KEEP YOUR INFORMATION SAFE?
In Short: We aim to protect your personal information through a system of organisational and technical security measures.
We have implemented appropriate technical and organisational security measures designed to protect the security of any personal information we process. However, please also remember that we cannot guarantee that the internet itself is 100% secure. Although we will do our best to protect your personal information, transmission of personal information to and from our Website is at your own risk.
8. DO WE COLLECT INFORMATION FROM MINORS?
In Short: We do not knowingly collect data from or market to children under 18 years of age.
9. WHAT ARE YOUR PRIVACY RIGHTS?
In Short: You may review, change, or terminate your account at any time.
If you are a resident in the EEA or UK, you have rights including access, rectification, erasure, and restriction of processing.
Account Information: Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases, retaining only what is legally required.
Withdraw Consent: Where we rely on your consent to process your data (including sharing with credit brokers, lending partners, and business service providers), you have the right to withdraw that consent at any time by contacting us at [email protected]. Please note that withdrawing consent does not affect the lawfulness of any processing carried out before withdrawal, and once your data has been shared with a third party, their own privacy policy governs their continued use of that data.
Cookies: You can set your browser to remove or reject cookies.
Marketing: You can unsubscribe from our marketing emails at any time.
Data Protection Authorities:
10. CONTROLS FOR DO-NOT-TRACK FEATURES
Most web browsers and some mobile operating systems include a “Do-Not-Track” (“DNT”) feature. We do not currently respond to DNT browser signals as no uniform technology standard has been finalised.
11. CALIFORNIA PRIVACY RIGHTS
If you are a resident of California, you have specific rights regarding access to your personal information under California Civil Code Section 1798.83 (“Shine The Light” law).
12. DO WE MAKE UPDATES TO THIS NOTICE?
In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws.
13. HOW CAN YOU CONTACT US?
If you have questions, please contact our Data Protection Officer (DPO), Kurtis Taylor:
Email: [email protected]
Post:
Lucky Growth Partners Ltd
Legal & Financial House, 137 York Road
Belfast, Northern Ireland, BT15 3GZ
ICO Registration: ZB966973
14. REVIEW, UPDATE OR DELETE YOUR DATA
To request to review, update, or delete your personal information, please email us on [email protected].