Refinance your business debt into one repayment.

Bring together loans, cash advances, cards and overdrafts, from £10k to £1m.

Checking takes about 2 minutes.

No credit footprint Free to use You stay in control

Funding partners on our panel include

  • iwoca
  • Capzy
  • Bizcap
  • Tide

One Repayment to Plan Around

Several loans, advances and cards become one amount, on a date you know.

Monthly, Not Daily

If an advance takes money every day, partners can look at one monthly repayment, so your takings build up in between.

Extra Cash at the Same Time

Need money for stock or a new hire too? Ask for it alongside the refinance.

What business owners tell Fred

My bank wanted a business plan and six weeks. Had two offers to compare within a couple of days and the kitchen refit went ahead on time.

Sarah M.

Restaurant, Birmingham

£38,000 funded

Business refinancing questions

What to know before you refinance.

It's when a new loan pays off what the business owes now, and you repay that instead. Say you've got a loan, a cash advance and a card balance, each due on a different day. Refinance them together and there's one repayment, on one day. Whether it costs less depends on the new terms, so compare them with what you pay today.

No credit impact

Funding Fred is a trading name of Lucky Growth Partners Ltd, company number NI725486. Lucky Growth Partners Ltd, FRN 1053350, is an Appointed Representative of Switcha Limited, FRN 828963, which is authorised and regulated by the Financial Conduct Authority as a credit broker, not a lender. Switcha Limited is Lucky Growth Partners Ltd’s principal for regulated credit broking activity.

Funding Fred acts as an introducer and intermediary. We do not lend money, make credit decisions, provide regulated financial advice, or guarantee approval. We may introduce you to authorised credit brokers, lenders and selected business service providers based on the information you provide. Finance is subject to status, affordability and lender/provider criteria. We do not charge customers directly for our service, but we may receive a commission or referral fee from a broker, lender or provider if you proceed. You are under no obligation to proceed with any introduction or offer.

You can check these details on the FCA Financial Services Register.

Privacy PolicyICO: ZB966973
Lenders & brokers: work with us
Refinance Business Debt into One Repayment | Funding Fred