Business Funding,
Without the Fuss.
Tell us what you need and we'll line up finance partners that fit — it takes about 2 minutes.
How much does your business need?
Free to use. No obligation.
Three steps, no fuss
From first question to comparing options — here's the whole process.
Tell us what you need
One short check - about 2 minutes. No long bank pack before you know whether there is a fit.
We line up partners that fit
We match your ABN, trading history and funding goal with Australian finance partners from our panel.
You compare and choose
Clear options, your decision, your pace. There is no obligation to proceed.
Find the right fit for your business
Different goals need different funding. Compare the options and start a 2-minute check.
Business Loans
$5k–$7.5mFast, flexible funding for Australian businesses.
The big-bank route vs the Fred way
Same goal — a very different experience.
The big-bank route
- Slow first answersDays or weeks before you know whether the application is likely to fit
- Heavy paperwork earlyStatements, accounts and back-and-forth before a clear first view
- Rigid criteriaABN age, security and credit policy can rule you out before context is considered
Traditional lenders can take days or weeks to give a clear first answer.
The Fred way
- One short checkAbout 2 minutes to share what you need and how the business trades
- Built around Australian businessesFunding options matched around ABN history, revenue and your funding goal
- Compare partner fitSee what may work before deciding whether to continue
Who is Funding Fred?
Funding Fred helps Australian businesses compare funding options without waiting weeks for a bank's first answer. We think finding business finance should be quick, clear and practical.
Fred is the straight-talking funding guide we wish every business owner had - plain English, quick answers, no pressure. Behind him is a partner panel and a team that understands ABN-based applications, while you stay in control at every step.
“Good businesses should not wait weeks just to find out whether funding is possible.”
— Fred, Funding Fred
Funding Fred is an introducer, not a lender.
Ask Fred
What's best for seasonal sales?
If your sales move with the seasons, there are funding options where repayments flex with your revenue. The 2-minute eligibility check will show what's available for your business.
Do you offer unsecured loans?
Many of our finance partners offer unsecured options, so property security isn't always required. What's available depends on your business circumstances — the 2-minute check is the quickest way to find out.
Can I finance equipment?
Equipment purchases can often be funded in a way that spreads the cost while protecting your working capital. The 2-minute check will show your options.
Is there a hard credit check?
Checking your options with Funding Fred doesn't involve a hard credit search. Finance partners may run soft searches, and fuller checks only happen if you choose to proceed.
Prefer a person? Talk to a real human
What business owners tell Fred
From businesses matched with funding through Fred.
“Applied on a Tuesday arvo, had $80k in our account by Thursday. Way easier than going through the big banks.”
Liam T.
Construction, Sydney
“We needed funding fast for a second venue fitout. Funding Fred matched us with a lender offering rates our bank couldn't touch.”
Sophie H.
Hospitality, Melbourne
“My bank dragged their feet for weeks. Got approved here in under an hour with zero fuss.”
Raj M.
E-commerce, Brisbane
Frequently asked questions
Clear answers before you check eligibility in Australia.
Australian business funding, without the fuss.
Check your options in about 2 minutes.
Check eligibility
