Check options in 2 minutes

Business Funding. Made Simple.

Get $5k to $7.5m in business funding.

Compare specialist lenders in 2 minutes.

How much do you need?

5 checked eligibility in the last 30 min
No hard check to start Specialist partners 2 min check

Selected Australian finance partners include

Bizcap
OnDeck
Capify
Prospa

Bank said no? Specialist lenders may still say yes

Traditional Banks

  • Slow decisionsWeeks of forms before you know where you stand
  • Rigid criteriaOften focused on perfect credit and long trading history
  • One optionIf they decline, you start again elsewhere
Funding Fred Mascot

Funding Fred

  • Specialist lender panelCompare lenders built for Australian business funding
  • Performance-led matchingOptions can consider current trading, not just bank rules
  • Fast next stepsCheck eligibility online in around 2 minutes

Unsecured Loans

No collateral needed. Keep your assets safe while you grow your business.

Merchant Cash Advance

Repay based on your card sales. Flexible payments that match your cash flow.

All Credit Types

Perfect credit not required. Our finance partners may consider current business performance.

Trusted by Australian business owners

Applied on a Tuesday arvo, had $80k in our account by Thursday.

Liam T.

Construction, Sydney

$80,000 funded

Frequently asked questions

Clear answers before you check eligibility.

Checking options with Funding Fred will not involve a hard credit search. Finance partners may run soft searches, and further checks may be required if you proceed.
Funding Fred Mascot

See your matched options

Less than 2 minutes. No hard check to start.

No hard check to start Specialist partners 2 min check

No hard check to start

Funding Fred is operated by Lucky Growth Partners Ltd. We are an independent financial intermediary and introducer operating in Australia. We are not a lender, not a credit provider, and not a credit broker. We assist users in connecting with specialist business funding providers based on the needs and profile of their business.

We do not charge you for our service, we do not provide financial advice, and you are under no obligation to proceed with any offer. Our role is limited to introducing you to funding providers, collecting information on their behalf, and supporting the onboarding process.

By submitting your information, you acknowledge and consent that we may share the data you provide with specialist business funding providers and selected business service providers (such as insurance, banking, and accounting providers) in order to determine the most appropriate funding options and business services for your business. These providers may conduct identity verification checks, soft credit enquiries via credit reporting bodies, and assess your business eligibility. Soft credit enquiries will not impact your credit score. You also consent to receiving marketing communications about relevant business products and services. Your personal information is handled in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).

We act solely in an introducer capacity. Once your data has been shared with a funding provider, their own privacy policy governs their use of your data. For complaints about the handling of your personal information, you may contact the Office of the Australian Information Commissioner (OAIC) at www.oaic.gov.au.

Privacy Policy·ICO: ZB966973
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