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256-bit secure
No credit impact
No credit footprint 90% approval 2 min check

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iwoca
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Funding Circle

Trusted by thousands of UK businesses

Applied on a Monday evening, had £40k in my account by Wednesday. The whole process was simple compared to my bank.

Sarah M.

Restaurant, Birmingham

£40,000 funded

Funding Fred is a trading name of Lucky Growth Partners Ltd. We are an independent financial intermediary and introducer. We are not a lender and we are not a credit broker. We assist users in connecting with authorised credit brokers and lending partners based on the needs and profile of their business.

We do not charge you for our service, we do not provide regulated financial advice, and you are under no obligation to proceed with any offer. Our role includes document collection, lender selection based on fit, onboarding support, and, where necessary, further reassignment to additional service providers if funding is declined.

By submitting your information, you acknowledge and consent that we may share the data you provide with authorised credit brokers, lenders, and selected business service providers (such as insurance, banking, and accounting providers) in order to determine the most appropriate funding options and business services for your business. These partners may submit credit applications on your behalf, conduct soft credit and identity checks via credit reference agencies, and verify business eligibility through fraud prevention agencies. These checks will not impact your credit score, but please be aware that the detection of fraud may affect your eligibility for financial services, credit, or employment. You also consent to receiving marketing communications about relevant business products and services.

We act solely in an introducer and intermediary capacity. Once your data has been shared with a broker or lender, their own privacy policy governs their use of your data. Our activities fall within the scope of VAT-exempt intermediation services as we facilitate the introduction and onboarding between the client and regulated finance providers.

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