Business Finance Guides
Plain-English guides to UK business loans, asset finance, and invoice financing — compare lenders, check what you'll qualify for, and walk into a funding decision already knowing the answers.
Business Loans
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Funding Circle Claims Two-Thirds of UK SME Loan Scheme Payouts
Funding Circle, one of the UK's largest non-bank SME lenders, has claimed approximately two-thirds of all payouts made under the British Business Bank's Growth Guarantee Scheme (GGS) and its predecessor Recovery Loan Scheme. Of the 937 settled lender claims totalling £55.03m by 31 December 2025, Funding Circle's share amounts to roughly £35–37m. This concentration raises important questions about how government-backed SME finance is distributed, and what it means for small businesses seeking loans in 2026.
Business Loans to Buy a Business: Fast UK Funding Options for 2026
Business loans to buy a business are available from £10,000 to £1 million through traditional banks, SBA-style programmes, and online lenders.
Emergency Business Loans UK: Fast Funding When You Need It Most
When your business faces an unexpected cash flow crisis, equipment breakdown, or urgent opportunity, emergency business loans UK can provide funding within 24-48 hours.
Asset Finance
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Types of Asset Finance: Complete Guide to Equipment Funding Options
The main types of asset finance include hire purchase (ownership after final payment), finance lease (long-term rental with end-of-term options), operating lease (short-term with maintenance), contract hire (vehicle-specific rental), and asset refinance (releasing equity from owned equipment). Each serves different business needs, from acquiring new machinery to preserving cash flow.
What Is Asset Finance: The Complete UK Business Guide for 2026
Asset finance is a funding method that allows businesses to acquire vehicles, machinery, equipment, and other physical assets without paying the full cost upfront.
What Can You Finance with Asset Finance: Complete Guide to Eligible Equipment and Machinery
Asset finance covers virtually any business-critical equipment from £1k to £5m — construction machinery, commercial vehicles, manufacturing equipment, IT systems, medical devices, and specialist tools. The asset itself secures the finance, making approval faster and deposits more flexible than traditional loans. Most tangible business assets that hold value and generate revenue qualify for financing.
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