TAB bridging finance review
TAB offers first-charge bridging loans, marketed as TAB Bridge, for individuals, limited companies and LLPs registered for UK tax. Loans are advertised from £100,000 to £5 million, secured against residential or commercial property, with interest paid on an interest-only basis. This guide covers what is publicly known and what still needs a written quote.
By Funding Fred · Sources checked 19 September 2026
Our enquiry compares selected Funding Fred partners. It is not an application directly to TAB. Funding Fred is an introducer, not a lender.
Potential fit
Who could consider TAB?
- Borrowers, individuals, limited companies or LLPs registered for UK tax, seeking a first-charge secured loan against residential or commercial property.
- Applicants needing funding within the advertised £100,000 to £5 million range, where the loan will sit as the primary charge on the security property.
- Those able to offer property as collateral where a first charge can be granted, since TAB Bridge is described as first charge only.
Worth weighing up
When to consider other options
- If a second-charge facility is needed rather than a first charge, since this product is specifically positioned as first charge only.
- If the funding requirement falls outside the £100,000 to £5 million advertised range.
- If unsecured funding is preferred, since TAB Bridge requires property security rather than operating without a charge over an asset.
Understand the offer
Costs and repayments
Published information confirms TAB Bridge is repaid on an interest-only basis, meaning the loan capital is typically settled at the end of the term through a sale, refinance or other exit route, rather than being paid down gradually through the loan. This structure is common across bridging finance but makes the exit plan a central part of any application.
Pricing itself is described as varying according to property type and loan-to-value, but the published rate tables contain conflicting monthly and other percentage figures. Because of this, no numerical rate can be confirmed here with confidence. Anyone considering this product should request a current, written quote directly through TAB's own channels to see the actual cost that applies to their circumstances. For general background on how bridging costs are typically structured across the market, the bridging loan costs and rates guide is a useful starting point, though figures there should not be assumed to apply to TAB specifically.
Full product details, including how TAB presents its own pricing structure, are set out on the TAB Bridge product page. Borrowers should treat any online rate table as indicative only until a formal offer is issued.
Eligibility and application
Verified eligibility criteria state that borrowers must be individuals, limited companies or LLPs registered for UK tax, and the security offered must be residential or commercial property against which TAB can hold a first charge. No further underwriting detail, such as minimum credit scores or income thresholds, has been published in the material reviewed, so these should be treated as unknown rather than absent.
Applications are handled directly through TAB's own channels, and further clarification on process and criteria is available via the provider FAQ. Before applying, it is worth reviewing what documentation and exit evidence bridging lenders commonly request, covered in the bridging loan application checklist, to understand the general shape of the process. Meeting the published baseline criteria is a starting point only, not confirmation that any specific loan will be approved.
Advantages to weigh up
- The loan range is broad, spanning £100,000 to £5 million, which may suit a variety of property-backed funding needs.
- Both residential and commercial property can be used as security, giving flexibility in the type of asset offered.
- The product is available to individuals, limited companies and LLPs, covering a range of borrower structures.
Limitations to understand
- The product is first charge only, so it will not suit borrowers who already have an existing first charge in place and need a second-charge facility.
- Repayment is interest-only, meaning the borrower carries the responsibility of arranging capital repayment at the end of the term through a sale, refinance or other exit.
- Published pricing information contains conflicting figures between different rate tables, so exact costs cannot be confirmed without a direct, written quote.
Look at the wider picture
Comparing the alternatives
Bridging finance varies significantly between lenders in charge position, loan-to-value limits, exit requirements and how interest is calculated and repaid. Because TAB Bridge is first charge only and interest-only, it is worth comparing any written offer against other bridging structures to check whether a first or second charge is required, and how the exit route is expected to be evidenced.
The bridging loans overview and the bridging loans guide explain how these products generally work across the market, including typical charge types, loan terms and exit strategies. These are educational resources only and do not confirm that every structure discussed is offered by TAB. Reviewing multiple written quotes side by side remains the most reliable way to compare true cost and terms.
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Read reviewProduct features checked against each provider’s UK website. These are comparison pointers, not a price ranking or a promise of eligibility.
Your TAB questions, answered
Costs, eligibility and the details to check before applying.
How we put this guide together
This is a review of published UK product information, not a customer experience or a hands-on test. We have not assigned a star rating. This guide focuses on TAB — TAB Bridge first-charge loans. Other products may have different terms.
Sources checked 19 September 2026. Your written offer determines your actual costs and conditions.
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