Business Funding,
Without the Fuss.
Tell us what you need and we'll line up finance partners that fit — it takes about 2 minutes.
How much does your business need?
Free to use. No obligation.
Three steps, no fuss
From first question to comparing options — here's the whole process.
Tell us what you need
One short check - about 2 minutes. No long bank application before you know whether there is a fit.
We line up partners that fit
We match your revenue, time in business and funding goal with US funding partners from our panel.
You compare and choose
Clear options, your decision, your pace. There is no obligation to proceed.
Find the right fit for your business
Different goals need different funding. Compare the options and start a 2-minute check.
Business Funding
$10k–$5mWorking capital and growth funding, checked fast.
The traditional lender route vs the Fred way
Same goal — a very different experience.
Traditional lender route
- Long first responseBank applications can take days or weeks before you get a clear answer
- Documents before directionStatements, tax returns and calls before you know whether it is a fit
- Strict boxesCredit policy, collateral and time-in-business rules can narrow the options fast
Traditional lenders can take days or weeks to give a clear first answer.
The Fred way
- One short checkAbout 2 minutes to share your revenue, business age and funding goal
- Matched to US partnersWe line up funding partners based on how your business trades today
- Compare before you commitClear options, no obligation, and a human if you need help
Who is Funding Fred?
Funding Fred helps US businesses compare working-capital and growth funding options without waiting weeks for a bank's first answer. We think finding business finance should be fast, clear and practical.
Fred is the straight-talking funding guide we wish every business owner had - plain English, quick answers, no pressure. Behind him is a US funding partner panel and a team focused on matching revenue, time in business and funding goals, while you stay in control at every step.
“Good businesses should not wait weeks just to find out whether funding is possible.”
— Fred, Funding Fred
Funding Fred is an introducer, not a lender.
Ask Fred
What's best for seasonal sales?
If your sales move with the seasons, there are funding options where repayments flex with your revenue. The 2-minute eligibility check will show what's available for your business.
Do you offer unsecured loans?
Many of our finance partners offer unsecured options, so property security isn't always required. What's available depends on your business circumstances — the 2-minute check is the quickest way to find out.
Can I finance equipment?
Equipment purchases can often be funded in a way that spreads the cost while protecting your working capital. The 2-minute check will show your options.
Is there a hard credit check?
Checking your options with Funding Fred doesn't involve a hard credit search. Finance partners may run soft searches, and fuller checks only happen if you choose to proceed.
Prefer a person? Talk to a real human
What business owners tell Fred
From businesses matched with funding through Fred.
“We needed working capital quickly before a new project kicked off. The first eligibility check was clear and fast.”
Alex R.
Construction, Texas
“The process helped us compare funding options without waiting weeks for a first answer from our bank.”
Monica S.
Retail, Florida
“They focused on revenue, time in business, and realistic partner fit instead of making the form feel endless.”
James P.
Transport, Georgia
Frequently asked questions
Clear answers before you check eligibility in the US.
US business funding, without the fuss.
Check your options in about 2 minutes.
Check eligibility
