US Business Funding Guides
Plain-English guides to lenders, eligibility, and costs — so you can walk into a funding decision already knowing the answers.
Business Loans
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State Small Business Credit Initiative (SSBCI): State-Backed Funding Explained
The State Small Business Credit Initiative (SSBCI) provides nearly $10 billion in federal funding to states, territories, and tribal governments to support local lending and investment programs for small businesses.
Business Loan Requirements US: Credit Score, Revenue and Time-in-Business Thresholds
Most US business loan requirements center on three key thresholds: personal credit scores of 650+ for traditional banks (580+ for alternative lenders), minimum annual revenue of $100,000-$250,000, and at least two years in business.
How Fast Can You Get a Business Loan in the US? Same-Day to SBA Timelines
Business loan funding timelines in the US range from 4-24 hours for same-day fintech products to 120+ days for complex SBA real estate transactions.
Ready when you are
See what funding your business could get
Start a short eligibility check for US business funding options. It only takes about 2 minutes, with no hard credit check to start.