US Business Funding Guides
Plain-English guides to lenders, eligibility, and costs — so you can walk into a funding decision already knowing the answers.
Business Loans
View all
Revenue-Based Financing in the US: How It Works and What It Costs
Revenue-based financing in the US provides working capital in exchange for a percentage of future monthly revenue until you repay a predetermined multiple of the original advance. Unlike traditional loans, there's no fixed payment schedule, you pay more when revenue is high and less when it's low.
Accounts Receivable Financing vs Business Loans: Which Fits B2B Companies
Accounts receivable financing converts unpaid B2B invoices into immediate cash, while traditional business loans provide lump-sum funding based on overall creditworthiness. AR financing works faster and focuses on invoice quality, but costs more.
Bad Credit Business Loans in the US: What's Realistic and What's Predatory
Bad credit business loans in the US split into two distinct categories: realistic options with disclosed rates typically between 8-35% APR, and predatory schemes with effective costs often exceeding 100% annually. Legitimate lenders include SBA microloan providers, CDFIs, and regulated online platforms that clearly state total costs upfront.
Business Credit Scores: What Small Business Owners Need to Know in 2026
Business credit scores use different scales and inputs depending on the bureau. Lenders may review PAYDEX, Experian Intelliscore Plus, FICO SBSS, personal credit and cash flow together, so no single score guarantees approval or a particular rate.
Business Loans for Real Estate Investors: Fix-and-Flip, Rental, and Portfolio Financing
Real-estate investors use different financing for short-term renovation projects, stabilized rentals and multi-property portfolios. Compare total cost, loan-to-value, recourse, collateral, experience requirements and exit strategy rather than choosing on headline rate alone.
Business Loans for Startups: SBA and Non-SBA Options for New Companies
US startups may consider SBA microloans, CDFI loans, equipment finance, online lenders, grants or equity. Availability depends on revenue history, owner credit, collateral, experience and use of funds; pre-revenue businesses usually have fewer debt options.
Business Loans for Women, Minority and Veteran-Owned Businesses in the US: Complete 2026 Guide
Women, minority, and veteran-owned businesses can access specialized loan programs offering up to $5 million in funding through dedicated lenders, SBA programs, and community development financial institutions.
Disaster Loans for Small Businesses: What You Need to Know Now
SBA disaster assistance can provide loans to eligible businesses in declared disaster areas. Loan type, rate, maximum amount, filing deadline and permitted use depend on the specific declaration and the applicant's verified losses, so check the current SBA declaration before relying on a figure.
Equipment and Cash Flow Options: A Complete Guide for Business Owners
Equipment loans, finance leases, operating leases and sale-leasebacks affect ownership, cash flow, collateral and tax treatment differently. Compare total repayment, deposit, useful life and end-of-term options, and confirm tax treatment with a qualified adviser.
Ready when you are
See what funding your business could get
Start a short eligibility check for US business funding options. It only takes about 2 minutes, with no hard credit check to start.