Business Finance Guides
Plain-English guides to UK business loans, asset finance, invoice financing, and business credit cards. Compare lenders, check what you'll qualify for, and walk into a funding decision already knowing the answers.
Asset Finance
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Agricultural Asset Finance UK: Tractors - Fast Funding for Farm Equipment
Tractor finance in the UK ranges from £2,500 to several million pounds through hire purchase, finance lease, and contract hire options, with specialist lenders offering seasonal payment structures and approval decisions within 24-48 hours. Agricultural asset finance preserves working capital while enabling immediate equipment acquisition.
Asset Finance for Startups in the UK: Can New Businesses with No Trading History Still Qualify?
Yes, startups with no trading history can qualify for asset finance in the UK. Specialist lenders assess the asset's value, the director's personal credit history, and the strength of the business plan — not just years of filed accounts.
Bad Credit Asset Finance UK: Can You Fund Equipment After Defaults or CCJs?
Yes, you can secure asset finance in the UK even with defaults or CCJs on your credit file. Specialist lenders focus on the asset's value, your business cash flow, and current affordability rather than past credit events.
Commercial Vehicle Finance vs Asset Finance: Key Differences for UK Van and Fleet Buyers
Commercial vehicle finance is a specific type of asset finance designed for vans, trucks, and fleet vehicles. The broader asset finance category also covers plant, machinery, and equipment.
Bridging Loans
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Arrangement Fees: Complete Guide to Banking and Loan Setup Costs in 2026
Arrangement fees are upfront charges lenders impose to set up loans, mortgages, or credit facilities. These fees typically range from £500 to £5,000 for personal loans and can exceed £25,000 for large commercial facilities.
Auction Bridging Loans: How to Complete Fast Without Losing Your Deposit
Auction bridging loans are short-term property finance facilities designed to help buyers complete auction purchases within the strict 28-day deadline.
Bridge-to-Development Finance: Funding a Site Before Planning or Construction Starts
Property developers face a critical funding gap: securing sites before planning permission is granted. Bridge-to-development finance fills this gap by providing short-term funding to purchase land or buildings while developers navigate the planning process, typically for 12-24 months at rates from 0.75% to 2% monthly.
Bridging Loan Costs UK: Rates and Fees Explained for 2026
Bridging loan costs in the UK range from 0.55% to 1.5% per month in interest, plus arrangement fees of around 2% of the loan amount. Total costs depend on your loan-to-value ratio, property type, and exit strategy, with typical annual rates equivalent to 6.6% to 18% APR.
Bridging Loans for Broken Property Chains: Buying Before You Sell
Bridging loans for broken property chains allow you to purchase a new property before selling your current one, providing short-term finance typically lasting 3-12 months. These loans cost around 0.55%-0.95% per month and let you borrow 60-75% of your new property's value, with approval possible within days rather than weeks.
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