Business Finance Guides
Plain-English guides to UK business loans, asset finance, invoice financing, and business credit cards. Compare lenders, check what you'll qualify for, and walk into a funding decision already knowing the answers.
Business Loans
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FCA Reviewing Small Business Loan Rules in Q2 2026: What Every UK Small Business Owner Needs to Know
The FCA is reviewing small business loan rules in Q2 2026 as part of a formal call for input launched in March 2026. The review covers how existing regulations affect SME access to debt, equity, and alternative finance — and could lead to rule changes that reshape how small businesses borrow.
Emergency Business Loans UK: Fast Funding When You Need It Most
When your business faces an unexpected cash flow crisis, equipment breakdown, or urgent opportunity, emergency business loans UK can provide funding within 24-48 hours.
Short-Term vs Long-Term Business Loans: Which Funding Option Fits Your Business
Short-term business loans offer faster funding (often within 24 hours) with repayment periods up to 18-24 months, while long-term loans provide larger amounts over 5-25 years but take weeks to approve.
Are "No Paperwork" £250k Business Loan Schemes Real, and What Do Lenders Actually Require Today?
"No paperwork" £250k business loan schemes are not real in the way the marketing suggests. Every legitimate lender, whether a high-street bank or a fast fintech, still verifies your income, trading history, and identity before approving a loan of this size.
Green Business Loans: Sustainable Funding 2026
Green business loans are financing products designed specifically for businesses investing in environmentally sustainable projects, from solar panels and energy-efficient equipment to electric vehicle fleets and eco-friendly premises.
Government Backed Business Loans UK: Growth Guarantee Scheme and Other Options
Government backed business loans are not loans from the government. They are ordinary loans from banks and alternative lenders where the government guarantees part of the lender's loss if the business defaults.
Asset Finance
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Business Credit Cards
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Interest-Free Business Credit Cards vs Interest-Free Days: What Is the Difference?
Interest-free business credit cards offer a fixed promotional period (typically 3 to 12 months) during which no interest is charged on purchases or balance transfers. Interest-free days, by contrast, are the standard grace period built into most business credit cards, usually up to 56 days, that applies each billing cycle when you clear the full balance.
Business Credit Card Eligibility UK: Requirements and Checks Explained
To qualify for a business credit card in the UK, you typically need to be a registered UK business or self-employed individual, have a UK business bank account, and pass a credit assessment that looks at both your business and personal credit history.
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