Business Finance Guides
Plain-English guides to UK business loans, asset finance, invoice financing, and business credit cards. Compare lenders, check what you'll qualify for, and walk into a funding decision already knowing the answers.
Business Loans
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Bridging Loans
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Bridging Finance for Unmortgageable Properties: Fast Funding When Banks Say No
Bridging finance for unmortgageable properties provides short-term funding from £25k to £25m+ for properties that mainstream lenders reject due to condition, construction type, or legal issues. Specialist lenders offer up to 75% of purchase price at rates from 0.75% monthly, with 1-18 month terms and flexible exit strategies.
Bridging Loan Application Checklist: Documents, Security and Exit Evidence
A bridging loan application requires personal ID, proof of address, property details, a professional valuation, and clear exit evidence, typically a sale agreement or mortgage offer. Lenders move fast, but only when your paperwork is ready.
Bridging Loan Extensions: What Happens if Your Exit Takes Longer Than Planned
Most bridging loan extensions add 3-6 months to your original term at higher interest rates and additional fees. Lenders evaluate your exit strategy viability, financial position, and payment history before approving extensions, with costs typically ranging from 0.5-2% of the loan amount plus increased monthly interest charges.
Bridging Loans for Downsizing: Buying Your Next Home Before the Sale Completes
Bridging loans for downsizing allow you to purchase your new property before selling your current home, using the equity in your existing property as security. These short-term loans typically last 6-18 months and cost 0.5-2% monthly, giving you time to sell without losing your dream home or accepting below-market offers.
Bridging Loans for HMOs and Multi-Unit Freehold Blocks: Complete UK Guide 2026
Bridging loans for HMOs and multi-unit freehold blocks provide short-term funding from £25,000 to £25 million for property investors acquiring, converting, or refinancing multi-tenanted properties.
Bridging Loans for Property Developers Between Projects: Fast Funding Solutions for UK Developers
Bridging loans for property developers between projects provide short-term financing from £25,000 to £25 million, typically lasting 6-18 months while developers secure their next opportunity or complete ongoing builds.
Bridging Loans with Adverse Credit: Can You Qualify After Defaults or CCJs?
Yes, you can qualify for bridging loans with adverse credit including defaults and CCJs. Bridging lenders focus on property value and exit strategy rather than credit history, making them significantly more flexible than traditional mortgage lenders.
Business Credit Cards
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