Business Finance Guides
Plain-English guides to UK business loans, asset finance, invoice financing, and business credit cards. Compare lenders, check what you'll qualify for, and walk into a funding decision already knowing the answers.
Business Loans
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Different Type of Business Loans Available in UK: Fast Funding Options for 2026
The different type of business loans available in UK range from traditional bank term loans requiring perfect credit to fast unsecured loans and merchant cash advances that approve within hours. Modern funding platforms now offer flexible criteria and smart tech solutions, while government-backed schemes provide lower-cost options for established businesses.
Electric Van Loan Scheme for UK Businesses: What You Need to Know
The Energy Saving Trust runs an interest-free electric van loan scheme for UK businesses in England, helping companies buy electric vans for commercial use with no fixed application deadline. Separately, the government's Zero Emission Van Grant cuts up to £5,000 off the purchase price at the dealership.
Franchise Business Loans UK: Fast Funding for Your Franchise in 2026
Franchise business loans in the UK range from £10,000 to £1 million with flexible repayment terms designed around your trading performance. Unlike traditional banks that focus on credit history, modern lenders assess your franchise's cash flow potential and the proven business model behind your investment.
Asset Finance
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Electric Vehicle Fleet Finance UK: Funding Vans, Chargers and Transition Costs
UK businesses face a £15,000-£50,000 upfront investment per electric van, plus charging infrastructure costs, to meet the 2030 diesel ban deadline.
Equipment Leasing Tax and Accounting Basics for UK SMEs
UK SMEs can claim tax deductions on equipment lease payments, but the accounting treatment depends on whether the lease is classified as operating or finance. From January 2026, new FRS 102 rules require most leases to appear on balance sheets, affecting how businesses report their financial position while maintaining the same tax benefits.
Gym and Fitness Equipment Finance UK: Leasing Machines, Rigs and Studio Fit-Outs
Gym and fitness equipment finance in the UK allows fitness businesses to acquire treadmills, weight machines, rigs, and complete studio fit-outs through hire purchase or finance lease arrangements from £1,000 to £5 million.
Bridging Loans
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Exit Fees and Legal Costs: A Complete Guide to Contract Termination Charges in 2026
Exit fees and legal costs can turn a simple contract termination into an expensive ordeal. Exit fees typically range from 0.5% to 5% of outstanding balances for financial products, while legal costs for contract disputes average £150-£500 per hour for solicitor assistance.
First Charge vs Second Charge Bridging Loans: Security Explained
First charge bridging loans take priority over all other lenders if you default, while second charge loans rank behind your existing mortgage. First charge loans offer lower rates and higher borrowing limits because lenders face less risk, but second charge options let you keep your current mortgage in place while accessing additional funding quickly.
Development Finance
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